PLATFORM READY
Digital banking
that actually gets delivered
Nearsoft combines platform engineering and an AI Factory
to help banks move faster, operate better and stay in control.
01 / Operations & Payments
Transfer to Adam Smith
SEPA • Scheduled today • Ref: 99281
AI VERIFIED RECIPIENT
Total Amount
€90.00
Bsnk: Northbridge IBAN: EU12 •••• 3489
AI VERIFIED RECIPIENT
Trusted recipient.
No risk signals detected.
02 / Financial Management
Liquidity Position
Real-time consolidation
€4.2M
+8.4% vs targetOperating Cash
85% of Buffer
Investments
Excess Deployed
Headroom: €600k Next outflow: €620k (Tomorrow)
AI OPTIMIZATION FOUND
Deploy €600k excess cash
Estimated €22k annual impact.
03 / AI Intelligence & Insights
AI Forecast
Cash Flow Projection
Projected net position, next 30 days
€480k
HIGH CONFIDENCE 94%
In (30d): €1.60M
Out (30d): €1.12M
Net: €480k
AI OPTIMIZATION
Optimization Found
Consolidate 3 idle EUR accounts to save approx €4.2k/yr in fees.
04 / Security & Compliance
Unusual Activity Detected
Security Monitor • New access request
Device
Apple, Macbook Pro 14
Location
Funchal, Portugal
IP address
192.168.1.100
Last access
11 Jan, 18:02
AI ANALYSIS
Recognized device
No risk signals detected.
Institutional Performance
Operational scale across digital channels, every day.
0.0M
Daily Transactions
0.0K
Active Users
0+
NS AI Agents
SOLUTIONS
From Data to Impact
We turn data into intelligence, intelligence into experiences, and experiences
into long-lasting customer relationships.
THE FOUNDATION OF INTELLIGENCE
360 Analytics
We unify operational, transactional and behavioural data into a single, actionable view of your business and customers. These insights power artificial intelligence, drive personalisation across digital channels and support confident, data-driven decisions.
TRANSACTION GROWTH RATE
ACTIVE USERS
560K
SUCCESS RATE
78%
OPTIMAL
INTELLIGENCE AT BANKING SCALE
AI Lab
NEARSOFT AI Lab connects the dots across your data lake and legacy systems, turning fragmented signals into real-time intelligence and automation that drives measurable operational efficiency and commercial growth. Models operate within the institution's environment, ensuring full data residency and compliance, with zero internal data shared externally.
WHERE INTELLIGENCE MEETS EXPERIENCE
Digital Channels
Consistent, intelligent and personalised mobile and web experiences. Every interaction is powered by data and AI, delivering seamless journeys that adapt in real time.
FROM ENGAGEMENT TO BUSINESS GROWTH
Connection with Your Clients
We connect digital interactions to your CRM, turning customer engagement into qualified leads and measurable business growth. Powered by data and AI, every interaction becomes an opportunity for smarter sales and personalised relationships.
CONVERSION LIFT
+32.4%
Lead Identified
DIGITAL CHANNEL PATH
PROPENSITY TO BUY
HIGH (92%)
INTEGRATED ARCHITECTURE
One Platform.
Any Core. AI-Ready.
Nearsoft delivers a complete digital banking stack designed to evolve with your business. Connect any core banking system today, add AI capabilities tomorrow, and scale without rebuilding. Our modular architecture grows with you, not against you.
Core Banking Agnostic
Standard integration contracts connect legacy mainframes and modern cloud cores alike, no lock-in, no custom development. Swap or upgrade your core without touching your digital channels.
AI-Native from Day One
Nearsoft AI Lab embeds intelligence at the core of your banking product, so personalisation, decisioning, and predictive analytics live inside your platform from launch, with zero data shared externally.
Deploy in Weeks, Evolve for Years
Pre-built channels and ready-to-use components get you live fast. Event-driven architecture and clean APIs ensure you can iterate forever. No technical debt, no dead ends.
AI LAB
Deploying AI Across Digital Banking
NEARSOFT AI Lab is our dedicated AI team for digital banking. We design, deploy, and operate AI capabilities within each financial institution's controlled environment, ensuring no internal data is sent to external AI platforms, and keeping security, compliance, and auditability fully guaranteed.
Agentic Workflows
Multi-step automation for operations and customer support.
From triage to execution, built to reduce effort and improve response times.
Embedded Financial Intelligence
Categorises spending, flags anomalies, and recommends the right product automatically, before the customer asks.
Agent-Powered Onboarding
Not a form. A guided conversation that opens accounts, verifies identity, and qualifies customers in minutes.
360° Analytics with Agent Interpretation
Raw data becomes prioritised actions. Every metric interpreted, every anomaly flagged, every opportunity surfaced automatically, so your team focuses on decisions, not dashboards.
Proactive, Context-Aware Communication
Customers receive the right message at the right moment, because the system noticed something, not because a campaign was planned.
DIGITAL BANKING PLATFORM
Orchestrated Journeys
Modular components for end-to-end banking journeys.
Retail Banking
Turn daily transactions into moments that build loyalty, real-time notifications, smart insights, and frictionless money movement.
Corporate Banking
Enable complex business banking with multi-level approvals, entitlements, and straight-through workflows, built for high volume and control.
Wealth Management
Portfolio insight, personalized guidance, and seamless investing, delivered through digital and advisor-led journeys.
Onboarding
Start relationships instantly. Onboard customers in minutes, without operational drag or manual bottlenecks.
Nearsoft accelerates retail journey delivery with a configurable, modular banking platform.
MARKET INTELLIGENCE
Latest Insights& Perspectives
INSTITUTIONAL TRUST
Built for theRegulated World
We engineer compliant financial infrastructure for the world's most demanding regulated environments. Our rigorous governance practices and proven frameworks ensure every deployment is fully compliant, audit-ready, and built to perform.
24/7
SECURITY MONITORING
Compliance
BY DESIGN
CERTIFIED FRAMEWORK
ISO IEC
27001:2022
The globally recognised standard for information security management.
OPERATIONAL FRAMEWORK
Dora
Aligned with EU financial services requirements. Ensures service continuity, incident readiness, and third-party risk compliance.
STATEMENT OF APPLICABILITY
All frameworks and compliance protocols are applied across
all of NEARSOFT departments.
Ready to modernize your infrastructure?
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